Car insurance and our new gig or sharing economy is a complex system of interactive pieces. Most car insurance policies specifically limit or exclude coverage for what we call Public or livery use of the vehicle, which is essentially delivering stuff for a fee or delivering people for a fee. Unfortunately, the various organizations that do this are not really good at notifying their drivers that they may have huge gaps in coverage. There are ways to address this, which coul

Do I need to buy the rental car company's insurance when renting a car on vacation? I often get asked the question about renting a car and whether or not I should take the insurance when I'm on vacation. The safest answer is to take the rental car company's insurance and disclose all drivers. There are a variety of reasons. A few examples will be this. Number one: your deductible. If you, if damage happens to the car while you are renting it, you will be immediately respo